The share of small loan accounts has been dropping steadily for over a decade and there is no sign of it moving upwards.
As usual, the government is just distracting us with promises and hoping to stave off the inevitable - popular discontent.
We are forgetting the bankers who lent Kingfisher Airlines for something quite as spurious as its brand name.
It was not timed to coincide with the Cuban missile crisis.
The Kakodkar panel pegged the cost of implementing safety measures at about Rs 1 lakh crore. Even a fraction of that money could not be arranged.
So much for experience, technocracy and professionalism.
Imagine the consequences implicit for New Delhi, Islamabad and Beijing with the supposedly free state wedged in between them?