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Probir Roy

Probir Roy

Political analystprobir.roy@outlook.com
The writer is a serial tech entrepreneur, trustee, commentator on public policy and FinTech. He is an independent director on the board of Nazara Technologies.

By Probir Roy

Is the RBI hoarding too much money in its reserves?

It would be prudent to remember that the capital reserves of the RBI are public funds.

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Why redeveloping Mumbai port lands will create disparities

Low-cost housing and related public amenities will compete for space with upmarket and high-end facilities.

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Why India is in the grip of a cash crunch

ATMs running dry have served as an unnecessary and avoidable shock that is delaying the economy's recovery.

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How to avoid another loot like Punjab National Bank fraud

SWIFT must be linked to the core banking system so that scam don't go undetected for long.

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What a walk around the gutted Kamala Mills compound revealed to me

For a country looking for the patli gali no set of rules made and passed (and badly enforced) are going to fit all.

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This smog shows why Delhi shouldn’t wait for 2020 to switch to BS VI fuel

There are two major causes — stubble burning and vehicular pollution.

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How to ‘own your own data’ in the times of Aadhaar and privacy issues

What constitutes a practical model in the Indian context?

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Don't WannaCry: How India can ward off Ransomware attacks - real and imagined

A 'data breach reporting and learning classification framework' ought to be operationalised.

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How United Airlines could have avoided brutal takedown of passenger

Could simple economics or plain soft skills have helped it smooth out the kerfuffle?

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6 ways India can jump to online wallets overnight

Any transaction that can be safely executed with a cash alternative must be permitted.

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How can India go cashless if online payments aren't seamless?

There must be no hoops and jumps to make even a Rs-1 transaction.

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5 ways Modi could have avoided demonetisation chaos

Nothing that a few smart MBA grads couldn't have fixed!

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Are we ready for a world without OTP?

Is there a path to frictionless payment? Let me elaborate...

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Why online lending should not be regulated

In markets in early stages of their development, regulation is a burden for both the emerging sector and the regulator alike.

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India's high 10-year bond yield is surprising, and yet not

Right now we are in a sweet economic spot, but the real test will come if and when the US Fed hikes rates.

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Japan in a fix as it exhausts monetary tricks

The last resort is a good 'supply side' hoist.

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Brexit will severely harm the British economy

UK has already dropped one place in the global GDP rankings, from fifth to sixth.

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Uber or Ola, have efficient surge pricing, not caps on it

In India, it seems to trigger unfair practices.

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Excess cash in your pockets is affecting Indian economy

There is also a substantial shadow economy estimated at 70 per cent of the GDP.

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Inflation is inevitable, get over it

The RBI target of four per cent could be a short-term chimera.

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